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            | Would You Like To Invest In Mortgages with EXPERT MORTGAGE? |  
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 Earn solid returns at a risk level you feel comfortable with by investing in mortgages (including RRSP investments): you can choose investments terms from 6 months to 5  years 
  value of real estate appraised by independent licensed appraisers 
  all documents reviewed by your own lawyer for your protection 
  all appraisal, legal and brokerage fees paid by the borrower 
  minimum investment of $10,000 required 
 
 
                    
                        
                            | Mortgage Investment Yield Matrix |  
                            | Property Type | LTV1 | Risk Grade2 | Your Rate of Return3 |  
                            |  |  |  | second | first |  
                            | Residential | 75 | 1 | 8.0 - 10.0% | 7.5 - 8.5% |  
                            | Residential | 80 | 2 | 10.0 - 12.5% | 8.5 - 9.0% |  
                            | Residential | 85 | 3 | 11.5 - 15.0% | 9.5 - 11.5% |  
                            | Commercial | 70 | 1 | 8.0 - 10.0% | 7.5 - 8.5% |  
                            | Commercial | 75 | 2 | 10.0 - 12.5% | 8.5 - 9.5% |  
                            | Commercial | 80 | 3 | 11.5 - 15.0% | 9.0 - 11.5% |  
                            |  | 1 Loan To Value ratio 2 arbitrary risk scale used only for setting rates of return
 3 investment fixed at this rate throughout mortgage term
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